HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$556,106$556,106$882,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$325,894$0
Funding fee$2,781$2,781$0
Note rate2.78%2.78%7.24%
Blended rate2.78%4.616%7.48%
1st payment$2,579.89$2,579.89$6,010.81
2nd payment$0.00$2,104.73$0.00
Taxes / mo$621.00$621.00$621.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$176.40
HOA / mo$110.33$110.33$110.33
Total monthly$3,527.89$5,632.62$7,135.21
Cash to close$423,894$98,000$98,000