Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$490,620	$395,910
Remaining term (yrs)	28.4	30.0
Secondary amount	$0	$0
Funding fee	$2,453	$0
Note rate	4.25%	7.24%
Blended rate	4.25%	7.48%
1st payment	$2,476.86	$2,698.12
2nd payment	$0.00	$0.00
Taxes / mo	$297.75	$297.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.18
HOA / mo	$144.00	$144.00
Total monthly	$3,068.61	$3,369.05
Cash to close	$0	$43,990