HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$186,889$186,889$360,000
Remaining term (yrs)22.522.530.0
Secondary amount$0$173,111$0
Funding fee$0$0$0
Note rate4.31%4.31%7.24%
Blended rate5.16%6.526%7.48%
1st payment$1,080.00$1,080.00$2,453.39
2nd payment$0.00$1,154.08$0.00
Taxes / mo$188.17$188.17$188.17
Insurance / mo$150.00$150.00$150.00
MI / mo$154.40$154.40$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,572.56$2,726.64$2,863.56
Cash to close$213,111$40,000$40,000