HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,483$157,483$517,496
Remaining term (yrs)16.716.730.0
Secondary amount$0$360,013$0
Funding fee$787$787$0
Note rate3.63%3.63%7.24%
Blended rate3.63%6.496%7.48%
1st payment$1,046.83$1,046.83$3,526.72
2nd payment$0.00$2,325.08$0.00
Taxes / mo$210.25$210.25$210.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,423.74$3,748.83$4,007.14
Cash to close$417,512$57,500$57,500