HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,282$277,282$369,000
Remaining term (yrs)27.827.830.0
Secondary amount$0$91,718$0
Funding fee$1,386$1,386$0
Note rate6.47%6.47%7.24%
Blended rate6.47%7.099%7.48%
1st payment$1,790.60$1,790.60$2,514.73
2nd payment$0.00$687.88$0.00
Taxes / mo$162.00$162.00$162.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,102.60$2,790.48$2,900.53
Cash to close$132,718$41,000$41,000