HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$213,747$213,747$537,750
Remaining term (yrs)19.919.930.0
Secondary amount$0$324,003$0
Funding fee$0$0$0
Note rate3.37%3.37%7.24%
Blended rate4.22%6.347%7.48%
1st payment$1,225.42$1,225.42$3,664.76
2nd payment$0.00$2,092.52$0.00
Taxes / mo$233.83$233.83$233.83
Insurance / mo$166.67$166.67$166.67
MI / mo$196.46$196.46$107.55
HOA / mo$0.00$0.00$0.00
Total monthly$1,822.38$3,914.90$4,172.81
Cash to close$383,753$59,750$59,750