HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$81,098$81,098$310,500
Remaining term (yrs)7.07.030.0
Secondary amount$0$229,402$0
Funding fee$0$0$0
Note rate2.79%2.79%7.24%
Blended rate3.64%6.677%7.48%
1st payment$1,052.58$1,052.58$2,116.05
2nd payment$0.00$1,481.55$0.00
Taxes / mo$225.92$225.92$225.92
Insurance / mo$150.00$150.00$150.00
MI / mo$181.69$181.69$62.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,610.19$3,091.74$2,554.07
Cash to close$263,902$34,500$34,500