HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$381,132$381,132$400,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$41,618$0
Funding fee$1,906$1,906$0
Note rate3.05%3.05%7.24%
Blended rate3.05%3.919%7.48%
1st payment$1,813.27$1,813.27$2,729.40
2nd payment$0.00$411.85$0.00
Taxes / mo$152.17$152.17$152.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$25.33$25.33$25.33
Total monthly$2,140.77$2,552.62$3,137.00
Cash to close$63,868$22,250$44,500