HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$176,637$176,637$270,000
Remaining term (yrs)20.820.830.0
Secondary amount$0$93,363$0
Funding fee$883$883$0
Note rate3.9%3.9%7.24%
Blended rate3.9%5.664%7.48%
1st payment$1,030.45$1,030.45$1,840.04
2nd payment$0.00$700.22$0.00
Taxes / mo$199.25$199.25$199.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,379.70$2,079.92$2,243.29
Cash to close$123,363$30,000$30,000