HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$174,685$174,685$499,500
Remaining term (yrs)16.216.230.0
Secondary amount$0$324,815$0
Funding fee$873$873$0
Note rate3.34%3.34%7.24%
Blended rate3.34%6.208%7.48%
1st payment$1,162.03$1,162.03$3,404.08
2nd payment$0.00$2,097.76$0.00
Taxes / mo$190.92$190.92$190.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,519.61$3,617.37$3,861.57
Cash to close$380,315$55,500$55,500