HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$256,769$256,769$382,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$125,731$0
Funding fee$1,284$1,284$0
Note rate2.7%2.7%7.24%
Blended rate2.7%4.442%7.48%
1st payment$1,200.57$1,200.57$2,606.73
2nd payment$0.00$838.21$0.00
Taxes / mo$189.75$189.75$189.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,540.32$2,378.53$3,022.98
Cash to close$168,231$42,500$42,500