HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$4,666$4,666$580,500
Remaining term (yrs)0.20.230.0
Secondary amount$0$575,834$0
Funding fee$23$23$0
Note rate7.57%7.57%7.24%
Blended rate7.57%7.749%7.48%
1st payment$1,184.86$1,184.86$3,956.10
2nd payment$0.00$3,718.93$0.00
Taxes / mo$244.50$244.50$244.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,596.02$5,314.95$4,483.36
Cash to close$640,334$64,500$64,500