HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$526,165$526,165$841,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$315,335$0
Funding fee$2,631$2,631$0
Note rate2.91%2.91%7.24%
Blended rate2.91%4.724%7.48%
1st payment$2,540.73$2,540.73$5,734.81
2nd payment$0.00$2,036.54$0.00
Taxes / mo$503.50$503.50$503.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$168.30
HOA / mo$29.17$29.17$29.17
Total monthly$3,290.07$5,326.60$6,652.44
Cash to close$408,835$93,500$93,500