HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$253,741$253,741$405,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$151,259$0
Funding fee$1,269$1,269$0
Note rate2.9%2.9%7.24%
Blended rate2.9%4.805%7.48%
1st payment$1,226.90$1,226.90$2,760.07
2nd payment$0.00$1,008.40$0.00
Taxes / mo$390.42$390.42$390.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$11.67$11.67$11.67
Total monthly$1,778.99$2,787.39$3,393.15
Cash to close$196,259$45,000$45,000