HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,637$283,637$404,100
Remaining term (yrs)23.823.830.0
Secondary amount$0$120,463$0
Funding fee$1,418$1,418$0
Note rate3.03%3.03%7.24%
Blended rate3.03%4.512%7.48%
1st payment$1,390.44$1,390.44$2,753.93
2nd payment$0.00$803.09$0.00
Taxes / mo$267.33$267.33$267.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,807.78$2,610.86$3,252.09
Cash to close$165,363$44,900$44,900