HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$530,654$530,654$540,000
Remaining term (yrs)29.429.430.0
Secondary amount$0$39,346$0
Funding fee$0$0$0
Note rate6.01%6.01%7.24%
Blended rate6.56%6.927%7.48%
1st payment$3,204.30$3,204.30$3,680.09
2nd payment$0.00$389.36$0.00
Taxes / mo$565.50$565.50$565.50
Insurance / mo$166.67$166.67$166.67
MI / mo$244.69$244.69$108.00
HOA / mo$78.00$78.00$78.00
Total monthly$4,259.16$4,648.52$4,598.26
Cash to close$69,346$30,000$60,000