HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$173,121$173,121$242,910
Remaining term (yrs)23.123.130.0
Secondary amount$0$69,789$0
Funding fee$0$0$0
Note rate3.78%3.78%7.24%
Blended rate4.63%5.886%7.48%
1st payment$935.62$935.62$1,655.43
2nd payment$0.00$523.42$0.00
Taxes / mo$139.83$139.83$139.83
Insurance / mo$150.00$150.00$150.00
MI / mo$142.58$142.58$48.58
HOA / mo$4.17$4.17$4.17
Total monthly$1,372.20$1,895.62$1,998.01
Cash to close$96,779$26,990$26,990