HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$467,790$467,790$611,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$143,310$0
Funding fee$2,339$2,339$0
Note rate3.09%3.09%7.24%
Blended rate3.09%4.241%7.48%
1st payment$2,265.48$2,265.48$4,164.64
2nd payment$0.00$955.40$0.00
Taxes / mo$481.50$481.50$481.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$122.22
HOA / mo$25.00$25.00$25.00
Total monthly$2,938.65$3,894.05$4,960.02
Cash to close$211,210$67,900$67,900