HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$296,372$296,372$432,000
Remaining term (yrs)22.922.930.0
Secondary amount$0$135,628$0
Funding fee$0$0$0
Note rate3.6%3.6%7.24%
Blended rate4.45%5.565%7.48%
1st payment$1,580.55$1,580.55$2,944.07
2nd payment$0.00$904.18$0.00
Taxes / mo$299.42$299.42$299.42
Insurance / mo$166.67$166.67$166.67
MI / mo$246.25$246.25$86.40
HOA / mo$36.67$36.67$36.67
Total monthly$2,329.55$3,233.74$3,533.23
Cash to close$183,628$48,000$48,000