HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$551,701$551,701$575,910
Remaining term (yrs)27.727.730.0
Secondary amount$0$56,204$0
Funding fee$2,759$2,759$0
Note rate7.02%7.02%7.24%
Blended rate7.02%7.469%7.48%
1st payment$3,767.58$3,767.58$3,924.82
2nd payment$0.00$556.18$0.00
Taxes / mo$539.58$539.58$539.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.18
HOA / mo$0.00$0.00$0.00
Total monthly$4,473.83$5,030.02$4,746.25
Cash to close$88,199$31,995$63,990