HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$449,885$449,885$495,000
Remaining term (yrs)28.128.130.0
Secondary amount$0$45,115$0
Funding fee$2,249$2,249$0
Note rate6.44%6.44%7.24%
Blended rate6.44%6.673%7.48%
1st payment$2,887.34$2,887.34$3,373.42
2nd payment$0.00$338.36$0.00
Taxes / mo$154.83$154.83$154.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$27.08$27.08$27.08
Total monthly$3,235.92$3,574.28$3,821.00
Cash to close$100,115$55,000$55,000