HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$505,069$505,069$585,000
Remaining term (yrs)28.128.130.0
Secondary amount$0$79,931$0
Funding fee$0$0$0
Note rate6.72%6.72%7.24%
Blended rate7.27%7.506%7.48%
1st payment$3,333.19$3,333.19$3,986.76
2nd payment$0.00$599.49$0.00
Taxes / mo$324.83$324.83$324.83
Insurance / mo$166.67$166.67$166.67
MI / mo$236.27$236.27$117.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,060.95$4,660.44$4,595.26
Cash to close$144,931$65,000$65,000