HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$282,526$282,526$378,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$95,474$0
Funding fee$0$0$0
Note rate2.9%2.9%7.24%
Blended rate3.75%5.076%7.48%
1st payment$1,328.14$1,328.14$2,576.06
2nd payment$0.00$716.06$0.00
Taxes / mo$226.92$226.92$226.92
Insurance / mo$150.00$150.00$150.00
MI / mo$226.02$226.02$75.60
HOA / mo$5.75$5.75$5.75
Total monthly$1,936.83$2,652.88$3,034.33
Cash to close$137,474$42,000$42,000