HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$429,433$429,433$647,100
Remaining term (yrs)23.823.830.0
Secondary amount$0$217,667$0
Funding fee$2,147$2,147$0
Note rate2.8%2.8%7.24%
Blended rate2.8%4.465%7.48%
1st payment$2,054.47$2,054.47$4,409.97
2nd payment$0.00$1,405.77$0.00
Taxes / mo$379.92$379.92$379.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$129.42
HOA / mo$95.67$95.67$95.67
Total monthly$2,746.73$4,152.49$5,231.65
Cash to close$289,567$71,900$71,900