HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$111,517$111,517$432,000
Remaining term (yrs)14.614.630.0
Secondary amount$0$320,483$0
Funding fee$0$0$0
Note rate4.81%4.81%7.24%
Blended rate5.66%7.21%7.48%
1st payment$884.40$884.40$2,944.07
2nd payment$0.00$2,069.79$0.00
Taxes / mo$317.83$317.83$317.83
Insurance / mo$166.67$166.67$166.67
MI / mo$119.26$119.26$86.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,488.16$3,557.95$3,514.97
Cash to close$368,483$48,000$48,000