HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,325$207,325$627,300
Remaining term (yrs)19.819.830.0
Secondary amount$0$419,975$0
Funding fee$1,037$1,037$0
Note rate3.45%3.45%7.24%
Blended rate3.45%6.329%7.48%
1st payment$1,200.56$1,200.56$4,275.04
2nd payment$0.00$2,712.34$0.00
Taxes / mo$281.17$281.17$281.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.46
HOA / mo$8.33$8.33$8.33
Total monthly$1,656.72$4,369.06$4,856.66
Cash to close$489,675$69,700$69,700