HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,696$371,696$629,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$257,404$0
Funding fee$1,858$1,858$0
Note rate2.73%2.73%7.24%
Blended rate2.73%4.784%7.48%
1st payment$1,735.25$1,735.25$4,287.30
2nd payment$0.00$1,662.40$0.00
Taxes / mo$317.83$317.83$317.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$240.67$240.67$240.67
Total monthly$2,460.42$4,122.82$5,138.29
Cash to close$327,304$69,900$69,900