HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$414,579$414,579$665,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$250,521$0
Funding fee$2,073$2,073$0
Note rate2.9%2.9%7.24%
Blended rate2.9%4.727%7.48%
1st payment$1,994.99$1,994.99$4,532.64
2nd payment$0.00$1,617.95$0.00
Taxes / mo$266.00$266.00$266.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$133.02
HOA / mo$0.00$0.00$0.00
Total monthly$2,477.65$4,095.60$5,148.33
Cash to close$324,421$73,900$73,900