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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$393,527$333,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,968$0
Note rate6.35%7.24%
Blended rate6.35%7.48%
1st payment$2,508.24$2,269.39
2nd payment$0.00$0.00
Taxes / mo$172.58$172.58
Insurance / mo$150.00$150.00
MI / mo$0.00$66.60
HOA / mo$155.00$155.00
Total monthly$2,985.82$2,813.57
Cash to close$0$37,000