HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$435,973$435,973$584,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$148,127$0
Funding fee$2,180$2,180$0
Note rate2.5%2.5%7.24%
Blended rate2.5%3.895%7.48%
1st payment$1,955.85$1,955.85$3,980.63
2nd payment$0.00$987.51$0.00
Taxes / mo$635.25$635.25$635.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.82
HOA / mo$90.00$90.00$90.00
Total monthly$2,847.77$3,835.28$4,989.37
Cash to close$213,027$64,900$64,900