HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$377,038$377,038$475,200
Remaining term (yrs)26.026.030.0
Secondary amount$0$98,162$0
Funding fee$0$0$0
Note rate6.94%6.94%7.24%
Blended rate7.79%8.04%7.48%
1st payment$2,609.79$2,609.79$3,238.48
2nd payment$0.00$736.22$0.00
Taxes / mo$211.20$211.20$211.20
Insurance / mo$166.67$166.67$166.67
MI / mo$279.55$279.55$95.04
HOA / mo$35.42$35.42$35.42
Total monthly$3,302.63$4,038.85$3,746.81
Cash to close$150,962$52,800$52,800