HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$12,040$12,040$369,000
Remaining term (yrs)19.619.630.0
Secondary amount$0$356,960$0
Funding fee$0$0$0
Note rate6.65%6.65%7.24%
Blended rate7.2%7.732%7.48%
1st payment$91.57$91.57$2,514.73
2nd payment$0.00$2,305.37$0.00
Taxes / mo$160.33$160.33$160.33
Insurance / mo$150.00$150.00$150.00
MI / mo$5.69$5.69$73.80
HOA / mo$18.75$18.75$18.75
Total monthly$426.34$2,731.71$2,917.61
Cash to close$397,960$41,000$41,000