HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$318,570$318,570$418,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$99,930$0
Funding fee$0$0$0
Note rate3.02%3.02%7.24%
Blended rate3.87%5.095%7.48%
1st payment$1,556.35$1,556.35$2,852.07
2nd payment$0.00$749.48$0.00
Taxes / mo$218.58$218.58$218.58
Insurance / mo$166.67$166.67$166.67
MI / mo$260.81$260.81$83.70
HOA / mo$12.50$12.50$12.50
Total monthly$2,214.91$2,964.39$3,333.52
Cash to close$146,430$46,500$46,500