HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$309,500$309,500$436,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$127,000$0
Funding fee$1,548$1,548$0
Note rate3%3%7.24%
Blended rate3%4.455%7.48%
1st payment$1,512.44$1,512.44$2,974.74
2nd payment$0.00$846.66$0.00
Taxes / mo$297.67$297.67$297.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,976.77$2,823.43$3,526.37
Cash to close$175,500$48,500$48,500