HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,993$301,993$328,410
Remaining term (yrs)24.424.430.0
Secondary amount$0$26,417$0
Funding fee$1,510$1,510$0
Note rate2.81%2.81%7.24%
Blended rate2.81%3.308%7.48%
1st payment$1,422.18$1,422.18$2,238.11
2nd payment$0.00$198.13$0.00
Taxes / mo$107.83$107.83$107.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,680.01$1,878.14$2,561.62
Cash to close$62,907$36,490$36,490