HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$356,983$356,983$463,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$106,517$0
Funding fee$0$0$0
Note rate3.2%3.2%7.24%
Blended rate4.05%4.958%7.48%
1st payment$1,794.07$1,794.07$3,158.74
2nd payment$0.00$710.11$0.00
Taxes / mo$356.08$356.08$356.08
Insurance / mo$166.67$166.67$166.67
MI / mo$293.85$293.85$92.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,610.67$3,320.78$3,774.19
Cash to close$158,017$51,500$51,500