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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$575,361$481,500
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$2,877$0
Note rate6.39%7.24%
Blended rate6.39%7.48%
1st payment$3,749.05$3,281.41
2nd payment$0.00$0.00
Taxes / mo$650.92$650.92
Insurance / mo$166.67$166.67
MI / mo$0.00$96.30
HOA / mo$100.00$100.00
Total monthly$4,666.63$4,295.30
Cash to close$0$53,500