HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$52,814$52,814$463,500
Remaining term (yrs)4.14.130.0
Secondary amount$0$410,686$0
Funding fee$264$264$0
Note rate7.68%7.68%7.24%
Blended rate7.68%7.742%7.48%
1st payment$1,237.62$1,237.62$3,158.74
2nd payment$0.00$2,652.35$0.00
Taxes / mo$143.17$143.17$143.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,547.46$4,199.81$3,561.28
Cash to close$462,186$51,500$51,500