HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$288,066$288,066$675,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$386,934$0
Funding fee$1,440$1,440$0
Note rate2.73%2.73%7.24%
Blended rate2.73%5.608%7.48%
1st payment$1,335.28$1,335.28$4,600.11
2nd payment$0.00$2,498.95$0.00
Taxes / mo$335.08$335.08$335.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$90.00$90.00$90.00
Total monthly$1,977.03$4,475.98$5,376.86
Cash to close$461,934$75,000$75,000