HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$114,306$114,306$333,000
Remaining term (yrs)17.317.330.0
Secondary amount$0$218,694$0
Funding fee$572$572$0
Note rate4.44%4.44%7.24%
Blended rate4.44%6.614%7.48%
1st payment$786.33$786.33$2,269.39
2nd payment$0.00$1,412.40$0.00
Taxes / mo$129.67$129.67$129.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,066.00$2,478.40$2,615.66
Cash to close$255,694$37,000$37,000