HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,684$233,684$405,000
Remaining term (yrs)22.422.430.0
Secondary amount$0$171,316$0
Funding fee$1,168$1,168$0
Note rate2.73%2.73%7.24%
Blended rate2.73%4.959%7.48%
1st payment$1,159.31$1,159.31$2,760.07
2nd payment$0.00$1,142.11$0.00
Taxes / mo$175.17$175.17$175.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,484.48$2,626.58$3,166.23
Cash to close$216,316$45,000$45,000