HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$127,201$127,201$517,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$390,299$0
Funding fee$636$636$0
Note rate2.77%2.77%7.24%
Blended rate2.77%6.526%7.48%
1st payment$595.01$595.01$3,526.75
2nd payment$0.00$2,520.68$0.00
Taxes / mo$283.17$283.17$283.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$45.83$45.83$45.83
Total monthly$1,090.68$3,611.36$4,125.92
Cash to close$447,799$57,500$57,500