HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$453,607$453,607$566,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$113,303$0
Funding fee$2,268$2,268$0
Note rate2.98%2.98%7.24%
Blended rate2.98%3.983%7.48%
1st payment$2,211.97$2,211.97$3,863.48
2nd payment$0.00$755.35$0.00
Taxes / mo$354.00$354.00$354.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.38
HOA / mo$58.00$58.00$58.00
Total monthly$2,790.63$3,545.99$4,555.53
Cash to close$176,293$62,990$62,990