HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$659,930$659,930$843,300
Remaining term (yrs)26.326.330.0
Secondary amount$0$183,370$0
Funding fee$3,300$3,300$0
Note rate6.33%6.33%7.24%
Blended rate6.33%6.693%7.48%
1st payment$4,290.62$4,290.62$5,747.07
2nd payment$0.00$1,222.47$0.00
Taxes / mo$390.33$390.33$390.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$168.66
HOA / mo$0.00$0.00$0.00
Total monthly$4,897.62$6,120.09$6,522.73
Cash to close$277,070$93,700$93,700