HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$134,526$134,526$348,300
Remaining term (yrs)19.719.730.0
Secondary amount$0$213,774$0
Funding fee$673$673$0
Note rate3.64%3.64%7.24%
Blended rate3.64%6.163%7.48%
1st payment$796.71$796.71$2,373.66
2nd payment$0.00$1,380.63$0.00
Taxes / mo$237.50$237.50$237.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.66
HOA / mo$0.00$0.00$0.00
Total monthly$1,184.21$2,564.84$2,830.82
Cash to close$252,474$38,700$38,700