HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$545,954$545,954$607,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$61,546$0
Funding fee$2,730$2,730$0
Note rate6.26%6.26%7.24%
Blended rate6.26%6.538%7.48%
1st payment$3,404.91$3,404.91$4,140.10
2nd payment$0.00$461.60$0.00
Taxes / mo$147.42$147.42$147.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,718.99$4,180.59$4,575.68
Cash to close$129,046$67,500$67,500