HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$129,443$129,443$472,500
Remaining term (yrs)15.515.530.0
Secondary amount$0$343,057$0
Funding fee$647$647$0
Note rate4.02%4.02%7.24%
Blended rate4.02%6.728%7.48%
1st payment$932.64$932.64$3,220.08
2nd payment$0.00$2,215.58$0.00
Taxes / mo$165.08$165.08$165.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$18.75$18.75$18.75
Total monthly$1,283.14$3,498.71$3,665.08
Cash to close$395,557$52,500$52,500