HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,590$366,590$458,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$92,320$0
Funding fee$1,833$1,833$0
Note rate2.99%2.99%7.24%
Blended rate2.99%4.199%7.48%
1st payment$1,789.53$1,789.53$3,127.46
2nd payment$0.00$692.40$0.00
Taxes / mo$290.25$290.25$290.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.78
HOA / mo$8.33$8.33$8.33
Total monthly$2,254.77$2,947.17$3,684.49
Cash to close$143,310$50,990$50,990