HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$369,885$369,885$422,910
Remaining term (yrs)28.628.630.0
Secondary amount$0$53,025$0
Funding fee$0$0$0
Note rate6.81%6.81%7.24%
Blended rate7.36%7.566%7.48%
1st payment$2,448.63$2,448.63$2,882.12
2nd payment$0.00$397.69$0.00
Taxes / mo$280.33$280.33$280.33
Insurance / mo$166.67$166.67$166.67
MI / mo$171.97$171.97$84.58
HOA / mo$85.00$85.00$85.00
Total monthly$3,152.61$3,550.29$3,498.71
Cash to close$100,015$46,990$46,990