HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$700,993$700,993$733,500
Remaining term (yrs)29.129.130.0
Secondary amount$0$32,507$0
Funding fee$3,505$3,505$0
Note rate6.34%6.34%7.24%
Blended rate6.34%6.458%7.48%
1st payment$4,399.26$4,399.26$4,998.79
2nd payment$0.00$243.80$0.00
Taxes / mo$398.92$398.92$398.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$146.70
HOA / mo$9.17$9.17$9.17
Total monthly$5,024.02$5,267.82$5,770.24
Cash to close$114,007$81,500$81,500